Enity värdesätter starka och transparenta relationer med sina investerare, som bygger på förtroende och öppen kommunikation. Som en engagerad och ansvarsfull emittent ger vi tillförlitliga insikter i vår finansiella utveckling och våra strategiska mål, i linje med vår strävan efter långsiktig stabilitet och hållbar tillväxt.

Pålitlig finansiering för hållbar tillväxt
Enity strävar efter en diversifierad finansieringsstruktur, som huvudsakligen består av inlåning från allmänheten, säkerställda obligationer och seniora icke-säkerställda obligationer. Finansieringsstrukturen bedöms vara väl lämpad för Enitys tillgångar, som främst består av hypotekslån (med en något kortare genomsnittlig löptid jämfört med storbankerna).
Enity har en konservativ syn på likviditetsrisk och placerar överskottslikviditet i likvida tillgångar av hög kvalitet. En diversifierad finansieringsstruktur minskar risken, främjar kostnadseffektivitet och möjliggör flexibilitet.
Enity Bank Group har erhållit ett kreditbetyg från Moody´s för att ge investerare en extern bedömning av bankens finansiella ställning och kreditvärdighet. Obligationer utgivna under Enitys program för säkerställda obligationer har också erhållit kreditbetyg från Moody’s.
MTN-Program
Dokumentation avseende Enity Bank Groups medium term note program (icke säkerställda obligationer)
2025
Supplementary prospectus
1 September 2025 – English
MTN base prospectus
25 February 2025 – English
2024
Supplementary prospectus
30 August 2024 – English
MTN base prospectus
1 March 2024 – English
2023
Supplementary prospectus
28 August 2023 – English
MTN base prospectus
21 June 2023 – English
2022
MTN base prospectus
13 September 2022 – English
Incorporated by reference: MTN Terms & Conditions
2018 – English
MTN base prospectus
28 February 2022 – English
2021
Supplementary prospectus
30 August 2021 – English
Incorporated by reference: MTN Terms & Conditions
2018 – English
2020
MTN base prospectus
2020 – English
Supplementary prospectus MTN
31 August 2020 – English
Incorporated by reference: MTN Terms & Conditions
2018 – English
2019
MTN base prospectus
2019 – English
Supplementary prospectus MTN
18 December 2020 – English
Supplementary prospectus MTN
3 September 2019 – English
Supplementary prospectus MTN
24 June 2019 – English
2018
MTN base prospectus
2020 – English
Loan 14 NOK FRN September 2028
Loan 13 SEK FRN T2 August 2034
Final Terms Loan Number 13 (T2)
Loan 12 SEK FRN March 2027
Loan 11 SEK FRN March 2026
Loan 8 SEK FRN October 2024
Loan 9 SEK Fixed October 2024
Loan 5 NOK FRN April 2024
Final Terms Loan Number 5, Tranche 2
Final Terms Loan Number 5, Tranche 3
Loan 6 SEK FRN April 2024
Final Terms Loan Number 6, Tranche 2
Final Terms Loan Number 6, Tranche 3
Loan 2 SEK FRN September 2022
Final Terms Loan Number 2, Tranche 2
Final Terms Loan Number 2, Tranche 3
Loan 1 SEK FRN
SEK 130 million of Bluestep Bank’s outstanding senior unsecured notes with maturity on the 13th of December 2021 (ISIN SE0010599464) have been repurchased. This was done in conjunction with the issue on the 24th of March 2021 (ISIN: SE0013102092). The repurchased volume equates to 13% of the outstanding volume of Loan 1.
MTCN-Program
2025
Supplementary Prospectus Covered Bonds
1 September 2025 – English
MTCN base prospectus
25 February 2025 – English
2024
Supplementary Prospectus Covered Bonds
30 August 2024 – English
MTCN base prospectus
1 March 2024 – English
2023
MTCN base prospectus
21 June 2023 – English
Supplementary prospectus Covered Bonds
28 August 2023 – English
2022
MTCN base prospectus
2022 – English
Supplementary prospectus Covered Bonds
29 August 2022 – English
Incorporated by reference: MTCN Terms & Conditions
2020 – English
Incorporated by reference: MTCN Terms & Conditions
2019 – English
2021
MTCN base prospectus
2021 – English
Supplementary prospectus Covered Bonds
30 August 2021 – English
Incorporated by reference: MTCN Terms & Conditions
2019 – English
2020
MTCN base prospectus
2020 – English
Supplementary prospectus Covered Bonds
18 December 2020 – English
Supplementary prospectus Covered Bonds
31 August 2020 – English
Incorporated by reference: MTCN Terms & Conditions
2019 – English
2019
MTCN base prospectus
2019 – English
Supplementary prospectus Covered Bonds
7 April 2020 – English
Supplementary prospectus Covered Bonds
3 March 2020 – English
Kvartalsvis publicerad information avseende Enity Bank Groups medium term covered note program (säkerställda obligationer)
National Label and ECBC’s Harmonised Transparency Template (HTT)
HTT
September 2025
National Label
September 2025
HTT
June 2025
National Label
June 2025
HTT
March 2025
National Label
March 2025
HTT
December 2024
National Label
December 2024
HTT
September 2024
National Label
September 2024
HTT
June 2024
National Label
June 2024
HTT
March 2024
National Label
March 2024
HTT
December 2023
National Label
December 2023
HTT
September 2023
National Label
September 2023
HTT
June 2023
National Label
June 2023
HTT
March 2023
National Label
March 2023
HTT
December 2022
National Label
December 2022
HTT
September 2022
National Label
September 2022
HTT
June 2022
National Label
June 2022
HTT
March 2022
National Label
March 2022
HTT
December 2021
National Label
December 2021
HTT
September 2021
National Label
September 2021
HTT
June 2021
National Label
June 2021
HTT
March 2021
National Label
March 2021
HTT
December 2020
National Label
December 2020
HTT
September 2020
National Label
September 2020
HTT
June 2020
National Label
June 2020
Loan 15: SEK Covered FRN November 2029
Loan 10: SEK Covered FRN November 2027
Final Terms Loan Number 10, Tranche 2
Loan 7: SEK Covered FRN October 2026
Final Terms Loan Number 7, Tranche 2
Loan 4: SEK Covered FRN October 2025
Final Terms Loan Number 4, Tranche 2
Final Terms Loan Number 4, Tranche 3
Loan 3: SEK Covered FRN April 2023
Övriga obligationer
Additional Tier 1 Bond – SE0025010531 (Perpetual)
Issued by Enity Holding AB, 12 May 2025.
Tier 2 Bond – NO0012535865
Issued by Bank2 ASA, Bluestep Bank AB as debtor post merger (April 2024).
FRN Bank2 ASA ansvarlig obligasjonslån 2022/2032 med innløsningsrett for utsteder
Ratings
Long Term Issuer Rating (Baa1, Stable outlook)
Download Credit Opinion (.pdf)
Download Issuer Comment (.pdf)
4 June 2025
Covered Bond Rating (Aa1)
Download (.pdf)
27 April 2020
IR Kontakt