Skuldinvesterare

Enity värdesätter starka och transparenta relationer med sina investerare, som bygger på förtroende och öppen kommunikation. Som en engagerad och ansvarsfull emittent ger vi tillförlitliga insikter i vår finansiella utveckling och våra strategiska mål, i linje med vår strävan efter långsiktig stabilitet och hållbar tillväxt.

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Pålitlig finansiering för hållbar tillväxt

Enity strävar efter en diversifierad finansieringsstruktur, som huvudsakligen består av inlåning från allmänheten, säkerställda obligationer och seniora icke-säkerställda obligationer. Finansieringsstrukturen bedöms vara väl lämpad för Enitys tillgångar, som främst består av hypotekslån (med en något kortare genomsnittlig löptid jämfört med storbankerna).

Enity har en konservativ syn på likviditetsrisk och placerar överskottslikviditet i likvida tillgångar av hög kvalitet. En diversifierad finansieringsstruktur minskar risken, främjar kostnadseffektivitet och möjliggör flexibilitet.

Enity Bank Group har erhållit ett kreditbetyg från Moody´s för att ge investerare en extern bedömning av bankens finansiella ställning och kreditvärdighet. Obligationer utgivna under Enitys program för säkerställda obligationer har också erhållit kreditbetyg från Moody’s.

MTN-Program

Dokumentation avseende Enity Bank Groups medium term note program (icke säkerställda obligationer)


2025

Supplementary prospectus
1 September 2025 – English

MTN base prospectus
25 February 2025 – English


2024

Supplementary prospectus
30 August 2024 – English

MTN base prospectus
1 March 2024 – English


2023

Supplementary prospectus
28 August 2023 – English

MTN base prospectus
21 June 2023 – English


2022

MTN base prospectus
13 September 2022 – English

Incorporated by reference: MTN Terms & Conditions
2018 – English

MTN base prospectus
28 February 2022 – English


2021

Supplementary prospectus
30 August 2021 – English

Incorporated by reference: MTN Terms & Conditions
2018 – English


2020

MTN base prospectus
2020 – English

Supplementary prospectus MTN
31 August 2020 – English

Incorporated by reference: MTN Terms & Conditions
2018 – English


2019

MTN base prospectus
2019 – English

Supplementary prospectus MTN
18 December 2020 – English

Supplementary prospectus MTN
3 September 2019 – English

Supplementary prospectus MTN
24 June 2019 – English


2018

MTN base prospectus
2020 – English


Loan 14 NOK FRN September 2028

Final Terms Loan Number 14


Loan 13 SEK FRN T2 August 2034

Final Terms Loan Number 13 (T2)


Loan 12 SEK FRN March 2027

Final Terms Loan Number 12


Loan 11 SEK FRN March 2026

Final Terms Loan Number 11(3)

Final Terms Loan Number 11, tranche 2


Loan 8 SEK FRN October 2024

Final Terms Loan Number 8


Loan 9 SEK Fixed October 2024

Loan 9 SEK Fixed October 2024


Loan 5 NOK FRN April 2024

Final Terms Loan Number 5

Final Terms Loan Number 5, Tranche 2

Final Terms Loan Number 5, Tranche 3


Loan 6 SEK FRN April 2024

Final Terms Loan Number 6

Final Terms Loan Number 6, Tranche 2

Final Terms Loan Number 6, Tranche 3


Loan 2 SEK FRN September 2022

Final Terms Loan Number 2

Final Terms Loan Number 2, Tranche 2

Final Terms Loan Number 2, Tranche 3


Loan 1 SEK FRN

SEK 130 million of Bluestep Bank’s outstanding senior unsecured notes with maturity on the 13th of December 2021 (ISIN SE0010599464) have been repurchased. This was done in conjunction with the issue on the 24th of March 2021 (ISIN: SE0013102092). The repurchased volume equates to 13% of the outstanding volume of Loan 1.

Final Terms Loan Number 1

Final Terms Loan Number 1, Tranche 2

final_terms_bluestep_mtn_loan-1_tranche-3(3)

MTCN-Program


2025

Supplementary Prospectus Covered Bonds
1 September 2025 – English

MTCN base prospectus
25 February 2025 – English


2024

Supplementary Prospectus Covered Bonds
30 August 2024 – English

MTCN base prospectus
1 March 2024 – English


2023

MTCN base prospectus
21 June 2023 – English

Supplementary prospectus Covered Bonds
28 August 2023 – English


2022

MTCN base prospectus
2022 – English

Supplementary prospectus Covered Bonds
29 August 2022 – English

Incorporated by reference: MTCN Terms & Conditions
2020 – English

Incorporated by reference: MTCN Terms & Conditions
2019 – English


2021

MTCN base prospectus
2021 – English

Supplementary prospectus Covered Bonds
30 August 2021 – English

Incorporated by reference: MTCN Terms & Conditions
2019 – English


2020

MTCN base prospectus
2020 – English

Supplementary prospectus Covered Bonds
18 December 2020 – English

Supplementary prospectus Covered Bonds
31 August 2020 – English

Incorporated by reference: MTCN Terms & Conditions
2019 – English


2019

MTCN base prospectus
2019 – English

Supplementary prospectus Covered Bonds
7 April 2020 – English

Supplementary prospectus Covered Bonds
3 March 2020 – English

Kvartalsvis publicerad information avseende Enity Bank Groups medium term covered note program (säkerställda obligationer)


National Label and ECBC’s Harmonised Transparency Template (HTT)

HTT
September 2025

National Label
September 2025

HTT
June 2025

National Label
June 2025

HTT
March 2025

National Label
March 2025

HTT
December 2024

National Label
December 2024

HTT
September 2024

National Label
September 2024

HTT
June 2024

National Label
June 2024

HTT
March 2024

National Label
March 2024

HTT
December 2023

National Label
December 2023

HTT
September 2023

National Label
September 2023

HTT
June 2023

National Label
June 2023

HTT
March 2023

National Label
March 2023

HTT
December 2022

National Label
December 2022

HTT
September 2022

National Label
September 2022

HTT
June 2022

National Label
June 2022

HTT
March 2022

National Label
March 2022

HTT
December 2021

National Label
December 2021

HTT
September 2021

National Label
September 2021

HTT
June 2021

National Label
June 2021

HTT
March 2021

National Label
March 2021

HTT
December 2020

National Label
December 2020

HTT
September 2020

National Label
September 2020

HTT
June 2020

National Label
June 2020

Övriga obligationer


Additional Tier 1 Bond – SE0025010531 (Perpetual)

Issued by Enity Holding AB, 12 May 2025.

Terms and conditions

Prospectus


Tier 2 Bond – NO0012535865

Issued by Bank2 ASA, Bluestep Bank AB as debtor post merger (April 2024).

FRN Bank2 ASA ansvarlig obligasjonslån 2022/2032 med innløsningsrett for utsteder

Obligansjonsavtale

Lanebeskrivelse

Ratings


Long Term Issuer Rating (Baa1, Stable outlook)

Download Credit Opinion (.pdf)

Download Issuer Comment (.pdf)

4 June 2025


Covered Bond Rating (Aa1)

Download (.pdf)
27 April 2020

IR Kontakt