Value Proposition

Enity’s value proposition

  • Enity is the largest provider of secured specialist mortgages in the Nordic region, operating in an underpenetrated, high growth segment 
  • Sustainable and responsible financial inclusion and empowerment proposition 
  • Attractive financial profile with strong return on tangible equity enabling a combination of growth and dividend capacity 
  • Low and predictable credit losses driven by a sophisticated and partially automated underwriting model 
  • Diversified, cost effective and scalable funding model with a rated covered bond programme 
  • Digital mortgage bank: modern technology stack enables scalability and drives down operational costs 
  • Experienced leadership team supported by industry experts (Board of Directors)