Debt Investors

Enity values strong, transparent relationships with its debt investors, built on trust and open communication. As a committed and responsible issuer, we provide reliable insights into our financial performance and strategic goals, aligning with our dedication to long-term stability and sustainable growth.

Reliable funding for sustainable growth

Enity aims for a diversified funding structure, mainly consisting of retail deposits from the public, covered bonds, and senior unsecured bonds. The funding structure is considered well suited for Enity’s assets, which primarily comprise mortgage loans (with a somewhat shorter average life on book compared to those of high-street banks).

Enity has a conservative approach to liquidity risk and places excess liquidity in high quality liquid assets. A diversified funding structure reduces risk, promotes cost efficiency and enables flexibility.

Enity Bank Group has obtained a credit rating from Moody’s to provide investors with an external opinion of the bank’s financial and credit position. Bonds issued under Enity Bank Group’s covered bond programme are also rated by Moody’s.

MTN-Programme

Documentation regarding Enity Bank Group’s medium term note programme.

2025

Supplementary prospectus
1 september 2025 – English

MTN base prospectus
25 February 2025 – English

2024

Supplementary prospectus
30 August 2024 – English

MTN base prospectus
1 March 2024 – English

2023

Supplementary prospectus
28 August 2023 – English

MTN base prospectus
21 June 2023 – English

2022

MTN base prospectus
13 September 2022 – English

Incorporated by reference: MTN Terms & Conditions
2018 – English

MTN base prospectus
28 February 2022 – English

2021

Supplementary prospectus
30 August 2021 – English

Incorporated by reference: MTN Terms & Conditions
2018 – English

2020

MTN base prospectus
2020 – English

Supplementary prospectus MTN
31 August 2020 – English

Incorporated by reference: MTN Terms & Conditions
2018 – English

2019

MTN base prospectus
2019 – English

Supplementary prospectus MTN
18 December 2020 – English

Supplementary prospectus MTN
3 September 2019 – English

Supplementary prospectus MTN
24 June 2019 – English

Loan 9 SEK Fixed October 2024

Loan 5 NOK FRN April 2024

Final Terms Loan Number 5

Final Terms Loan Number 5, Tranche 2

Final Terms Loan Number 5, Tranche 3

Loan 6 SEK FRN April 2024

Final Terms Loan Number 6

Final Terms Loan Number 6, Tranche 2

Final Terms Loan Number 6, Tranche 3

Loan 2 SEK FRN September 2022

Final Terms Loan Number 2

Final Terms Loan Number 2, Tranche 2

Final Terms Loan Number 2, Tranche 3

Loan 1 SEK FRN

SEK 130 million of Bluestep Bank’s outstanding senior unsecured notes with maturity on the 13th of December 2021 (ISIN SE0010599464) have been repurchased. This was done in conjunction with the issue on the 24th of March 2021 (ISIN: SE0013102092). The repurchased volume equates to 13% of the outstanding volume of Loan 1.

Final Terms Loan Number 1

Final Terms Loan Number 1, Tranche 2

final_terms_bluestep_mtn_loan-1_tranche-3(3)