Key figures for Enity Holding AB
| Q4/Kv4 | Q3/Kv3 | Q2/Kv2 | Q1/Kv1 | Q4/Kv4 | |
| 2025 | 2025 | 2025 | 2025 | 2025 | |
| Loan book | 30 611 | 30 514 | 29,632,6 | 29 310 | 28 008 |
| Adj. operating profit | 121 | 163 | 177 | 131 | 137 |
| Adj. net proft | 96 | 130 | 141 | 104 | 109 |
| Net profit | 113 | 113 | 77 | 49 | 101 |
| KPIs | |||||
| Net interest margin (%) | 4% | 4,1% | 4,2% | 4,1% | 4,0% |
| Adjusted cost/income ratio (%) | 56,9% | 45,9% | 44% | 46,0% | 49,7% |
| Credit loss ratio (LTM) (bps) | 26 | 26 | 24 | 22 | 20 |
| Adjusted return on tangible equity (%) | 16,4% | 21,4% | 24% | 16,4% | 18,1% |
| CET1 ratio (%) | 14,1% | 15,1% | 18% | 17,3% | 16,3% |
| FY | FY | Δ | FY | |
| 2025 | 2024 | 2023 | ||
| Loan book | 30 611 | 28 832 | 6,2% | 26 205 |
| Adj. operating profit | 593 | 507 | 17% | 388 |
| Adj. net proft | 471 | 403 | 17% | 308 |
| Net profit | 352 | 256 | 38% | 201 |
| KPI’s | ||||
| Net interest margin (%) | 4,1% | 4,1% | – | 4,5% |
| Adjusted cost/income ratio (%) | 48,2% | 51,5% | -3.3pp | 56,2% |
| Credit loss ratio (LTM) (bps) | 26 | 16 | – | 24 |
| Adjusted return on tangible equity (%) | 19,2% | 16,6% | 2.6pp | 17,3% |
| CET1 ratio (%) | 14,1% | 16,7% | -2.6pp | 15,5% |